KUBOTA TRACTOR ACCEPTANCE CORPORATION WEBSITE TERMS OF USE

Effective as of February 25, 2016

PLEASE READ THESE WEBSITE TERMS OF USE (THESE "TERMS") CAREFULLY. BY ACCESSING THIS SITE YOU AGREE TO BE BOUND BY THESE TERMS OF USE, INCLUDING THE WARRANTY DISCLAIMERS, LIMITATIONS OF LIABILITY AND TERMINATION PROVISIONS. THESE TERMS OF USE ARE SUBJECT TO CHANGE. ANY CHANGES WILL BE INCORPORATED INTO THE TERMS OF USE POSTED TO THIS SITE FROM TIME TO TIME, AND ANY ACCESS OF THIS SITE BY YOU AFTER SUCH CHANGES ARE SO POSTED SHALL BE DEEMED YOUR AGREEMENT TO SUCH CHANGES. IF YOU DO NOT AGREE WITH THESE TERMS OF USE, PLEASE DO NOT ACCESS THIS SITE.

These Terms apply only to the use of certain websites which are owned and/or operated by or on behalf of Kubota Tractor Acceptance Corporation ("KTAC Insurance Agency") and/or our affiliates ("Kubota") (each, a "Site," and collectively, the "Sites"), or available through our authorized third parties, or by any of the other means described herein.

Your use of the Sites may be further governed by any agreement entered into between Kubota and the Customer ("Customer") named therein ("Customer Agreement") governing Customer's accounts with Kubota. In the event of any inconsistency between the terms of the Customer Agreement and these Terms, the terms of the Customer Agreement shall control. You also represent and warrant to Kubota that you are authorized to bind Customer to these Terms.

These Terms do not apply to any site owned and/or operated by or on behalf of any third party even if we provide a link to such site on one of our Sites. Please refer to the terms of use of any such third-party sites for information regarding the terms and conditions of your use of such sites.

When we refer to "Kubota," "we," "us" or "our," we mean KTAC Insurance Agency and/or the specific division, subsidiary or affiliate that operates the Site, provides its content or processes information received through it, each as appropriate and applicable.

When we refer to "you" or "your," we mean the person accessing the Sites. If the person accessing the Sites acts on behalf of, or for the purposes of, another person, including a business or other organization, "you" or "your" also means that other person, including a business organization.

General

Kubota values your interest in our products or Services (defined below) and appreciates your visit to our Sites. This Site provides general information about Kubota and its products and Services. Use of this Site is limited to legitimate purposes. Kubota may, from time to time, introduce new features to this Site, or modify or delete existing features, in its sole discretion. Kubota shall notify you of any of these changes to features to the extent Kubota is required by law to do so. By using any new or modified features when they become available, you agree to be bound by these Terms concerning such features.

Kubota reserves the right to modify these Terms at any time without notice, but the most current version of the Terms of Use will always be available to you by clicking on the link at the bottom of the Site. Therefore, you should frequently revisit this Site to determine the present terms and conditions to which you are legally bound. If you find the Terms of Use unacceptable at any time, you may discontinue your use of the Services. By continuing to use the Services after the date of any change to these Terms, including continuing to access the Site, you agree to be bound by the rules contained in the most recent version of the Terms of Use. You agree and understand that effective use of the Site may require your browser to use software plug-ins and modules, including without limitation JavaScript, in order to correctly display content and utilize features on the Site. Kubota reserves the right to modify or terminate the Services and the Site or to terminate your access to the Services and the Site, in whole or in part, at any time in its sole and absolute discretion. These Terms constitute a contract between you and Kubota governed by the laws of the State of California.

You acknowledge and agree that any information, comments, documents, images or general content you enter or post on this Site may be viewed by any other users with access to this Site, and therefore will not be considered confidential by you. By providing any such information, comments, documents, images or general content to Kubota, you grant to Kubota an unrestricted, irrevocable, worldwide, royalty-free license to use, reproduce, display, publicly perform, transmit and distribute such information, comments, documents, images or general content on this Site. You further agree that Kubota is free to use any ideas, concepts or know-how that you, or individuals acting on your behalf, provide to Kubota. You hereby agree that any comments, feedback or recommendations from you for the improvement or modification of this Site or the products or Services advertised herein shall be the sole property of Kubota.

Kubota has the right, in its sole discretion, and without prior notice and from time to time, to modify these Terms with respect to your access to or use of any of the Sites. Such modifications and additions shall be effective immediately upon posting the modified Terms to any Site, which posting shall be deemed notice to you. If you disagree with the changes to these Terms, you should discontinue your use of the Sites. Any access to or use of any Site after posting of modifications or additions to these Terms shall constitute and be deemed to be your agreement to such modified Terms, therefore, you should frequently revisit this Site to determine the present terms and conditions to which you are legally bound.

The obligations and liabilities you incurred prior to the termination date shall survive the termination of these Terms for all purposes. In the event of any such termination, the restrictions on your use of the material on this Site shall survive such termination, and you agree to be bound by those terms. YOU ACKNOWLEDGE AND AGREE THAT KUBOTA SHALL NOT BE LIABLE TO YOU OR TO ANY THIRD PARTY FOR ANY MODIFICATION, SUSPENSION OR DISCONTINUANCE OF ANY SITE OR ANY SERVICES OR INFORMATION PROVIDED ON THIS SITE OR ACCESSED BY YOU THROUGH THIS SITE.

General Terms of Use

This Site and any of the products or Services provided by Kubota in connection with this Site (the "Services") are being provided to you expressly subject to these Terms, which govern your use of the Site. "Services" under these Terms include services, products or information offered to you directly by Kubota.

Access

Kubota makes this Site available subject to the terms and conditions set forth herein and all applicable laws. By accessing, browsing or otherwise using (collectively, "use" or "using") this Site, you acknowledge that you, the individual user of this Site, have read, understood and agreed to be legally bound by these Terms, and to comply with all applicable laws and regulations, without limitation or qualification. By using this Site, you further acknowledge that you have the authority to, and do hereby, legally bind the business entity, if any, which you serve as an agent, independent contractor or employee thereof to the same Terms, without limitation or qualification. These Terms shall take effect immediately on your first use of the Site. If you do not agree to these Terms, you are not authorized to access, browse or otherwise use this Site.

You warrant to Kubota that you will not attempt to gain unauthorized access to any Services offered by Kubota or to computer systems or networks connected to any Kubota server through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available by Kubota. When using the Site you agree not to pretend to be someone else or spoof their identity.

Unauthorized Use

Any access or attempted access of other areas of Kubota's computer systems, third-party systems and Services that Kubota utilizes or other information contained therein for any purpose is strictly prohibited. You agree not to interfere in any way with others' use of or access to any Site. You are not authorized to access or query any Site through the use of electronic processes that are high-volume and automated except as reasonably necessary to use the Services. You may not use a Site to allow, enable or otherwise support the transmission of mass unsolicited, commercial advertising or solicitations via e-mail, telephone, facsimile or otherwise.

Kubota reserves the right to report any activity that it reasonably suspects violates any law or regulation, and to disclose any information to law enforcement officials or regulators or other appropriate third parties.

Certain portions of this Site are intended to be used only by individuals authorized by Customer in compliance with its Customer Agreement with Kubota. Such individuals must use the User Name and Password (as defined below) assigned to them and not those of any other person. If you are not authorized by Customer for this purpose, or if you are using someone else's login information, you are deemed an unauthorized user and you should not use this Site. If, nonetheless, you continue, then by using this Site you undertake and agree that: (1) you will be personally liable for any and all expenses, costs or damages incurred by us in investigating or addressing your unauthorized use of this Site (such obligations shall be in addition to whatever other rights and remedies may be available to us for unauthorized use); and (2) you will be personally bound to the terms of the Customer Agreement for the entire debts and other commitments of Customer, waiving any actual notice or knowledge of the terms of the Customer Agreement, all without any duties or obligations to you on the part of Kubota.

Kubota has the right to modify, suspend or discontinue, temporarily or permanently, this Site, any products or Services provided by Kubota through this Site, or your right to access or use any portion of this Site, in Kubota's sole discretion, at any time and without prior notice, for any reason, including without limitation: (1) attempts by you (or another party) to gain unauthorized access to any Site or assist others in attempting to do so, (2) your (or another party's) disabling of any security features on any Site, (3) your violation of these Terms, (4) suspected or actual infringement of a third party's intellectual property rights or (5) requests by law enforcement or other government agencies.

Use of the Site

As a user of the Site, you have a non-exclusive, non-transferable, limited, revocable license to use the Site solely for your internal business use; you may not use the Site for any other purpose whatsoever. Without limiting the previous sentence, you may not reproduce, modify, distribute, transmit, display, perform, reproduce, transfer, sell or publish any of the contents of the Site without the prior written consent of Kubota, which may be withheld, conditioned or delayed in its sole discretion, except that you may print out a copy of the content solely for your internal business use. In doing so, you will not remove or alter, or cause to be removed or altered, any copyright, trademark, trade name or service mark or any other proprietary notice or legend appearing on any of the content. You are prohibited from including links from other websites to the Site without the prior written consent of Kubota, which may be withheld, conditioned or delayed in its sole and absolute discretion.

Registration Information

In order to access certain restricted portions of this Site, you may be required to register on this Site by completing a Registration Form ("Registration Form"). Kubota may accept or reject any Registration Form in its sole discretion. You represent and warrant that the information provided when registering is accurate, complete and current as of the date submitted and that you will update such information from time to time as necessary. These Terms shall be incorporated into, and form an integral part of, each Registration Form. As part of the registration process, you will select a user name based on your e-mail ("User Name"), and a password ("Password") to access the User Name. Your User Name and Password are your credentials to access the restricted portions of this Site. You may not have a User Name that is vulgar, attempts to impersonate another person or violates the rights of others. Kubota may also reject any User Name that Kubota determines in its discretion is unacceptable for use on this Site. Although you are not required to register, if you do not register, you may be required to accept these Terms each time you wish to access this Site or a Service.

You are solely responsible for all use of this Site under your User Name and Password and for maintaining the confidentiality of your User Name and Password and will (i) promptly notify Kubota of any actual or suspected unauthorized use of this Site, and (ii) ensure that you exit from your account at the end of each session. If you disclose or otherwise allow discovery of your User Name and/or Password to or by any person(s) or entity, you assume all risks and losses associated with such disclosure. Please note that Kubota will store a Password retrieval question and answer, which allows you the ability to retrieve your Password. If you do not answer the retrieval question correctly within the stated number of attempts, your User Name will be permanently deactivated, and you will need to re-register on the Site with a new User Name and Password, and your stored preferences will need to be re-entered.

By establishing a User Name with Kubota, and each time you access a Service through this Site, you authorize Kubota to contact you at your e-mail address. You may stop receiving Kubota's marketing e-mails by calling (800) 624-7082, or by responding to your opt-out information you receive in the mail or as set forth in our Privacy Policy at www.kubotausa.com/privacy-policy.

Intellectual Property; Restrictions on Use of Information and Content

All contents of the Sites are © 2016 KTAC Insurance Agency. All rights reserved. "Kubota," "Kubota Showroom," "Fleet Quent Buyer Program," "Growing With You," "K1 Manual-Hitch," "K3 Auto-Hitch," "Koars," "Kubota Orange Protection Program and Design," "Kubotalink," "Put 'Em On - Keep 'Em On," "Safety It's The Way To Live!" and all other names and logos are either registered trademarks or trademarks of KTAC Insurance Agency in the United States and/or other countries. All of the pages and screens on the Sites are owned and controlled by Kubota, except as otherwise expressly stated, and are protected by U.S. copyright laws and international treaties. The copyrighted materials on the Sites include, but are not limited to, the text, design, software, images, graphics, source code and content on the Sites.

All information and content provided on the Sites, whether explicitly marked or not, are the property of Kubota, its subsidiaries, affiliated companies or joint partners, or others, and are subject to U.S. and international copyright and unfair competition laws and treaties. The information and content provided include, but are not limited to, the text, graphics, images, source codes, videos, audio recordings, pages, screens, designs, animations and software, their related files and their arrangement on the Sites.

All trademarks, service marks, logos, model and brand names, emblems and protectable trade dress elements (collectively, "Marks"), including but not limited to "Kubota," "Kubota Showroom," "Fleet Quent Buyer Program," "Growing With You," "K1 Manual-Hitch," "K3 Auto-Hitch," "Koars," "Kubota Orange Protection Program and Design," "Kubotalink," "Put 'Em On - Keep 'Em On," "Safety It's The Way To Live!" and all other names and logos, whether explicitly marked or not, used on the Sites are owned by Kubota, its subsidiaries, affiliated companies or joint partners, or used under license, and are subject to U.S. (federal and state) and international trademark and unfair competition laws.

You may not copy, display, distribute, transfer, link to, reproduce, license, frame, alter, create derivative works of or republish all or any portion of the Sites for any commercial or public purpose without Kubota's prior written consent.

You are authorized to view the information available on the Sites for your informational purposes only. You may download copyrighted materials for your personal or internal business purposes only. You acknowledge that you do not acquire any ownership rights by downloading copyrighted material.

You may not copy, reproduce, download, upload, post, broadcast, transmit, distribute, publish, republish or otherwise use any information, content or Marks provided on the Sites in any form or by any means, or by any information storage or retrieval system, for any commercial or public use without the express written permission of Kubota. You may not use, copy, display, distribute, modify or reproduce any of the Marks found on the Sites except as authorized by these Terms. You are not permitted to create a hyperlink to any page or portion of any Site or frame any page or portion of any Site without the prior written permission of Kubota. You may, however, copy, print or otherwise use the information, content or Marks provided on this Site, provided that the use is for your personal, educational or internal business use only and further provided that you: (1) maintain all copyright and other intellectual property notices together and intact with any information or content; (2) do not modify or otherwise alter any information or content; and (3) do not expressly or implicitly suggest an association with any Services, product, brands or affiliates through the use of any information or content. Other use of any information, content or Marks, except as specifically permitted in these Terms or in a written instrument signed by Kubota, is strictly prohibited.

Nothing contained in any Site shall be construed as conferring, by implication, estoppel or otherwise, any license or right to any copyright, patent, trademark or other proprietary interest of Kubota or any third party.

The Sites may contain links to websites controlled or offered by third parties (non-affiliates of Kubota). Kubota hereby disclaims liability for any other company's website content, products, privacy policies or security. In the event you choose to use the services available at a linked site, you agree to read and adhere to the policies and terms of use applicable to that site. In addition, any advice, opinions or recommendations provided by the linked site providers are those of the providers and not of Kubota. Your participation in any linked site, including payment for and the delivery of goods or services, is based solely on the agreement, if any, between you and the linked-site provider.

Any use of the information, content or Marks provided on any Site that does not comport with these Terms shall be an unauthorized use and subject you to civil and criminal penalties as provided by U.S. and international intellectual property laws and other applicable laws.

International Use

Kubota makes no representation that materials, products or Services on any Site are appropriate or available for use in locations outside the United States, and accessing them from territories where their contents are illegal is prohibited. Those who choose to access any Site from other locations do so on their own initiative and are responsible for compliance with local laws.

Links and Search Results

For the avoidance of doubt, the Sites may automatically produce search results that reference or link to third-party sites throughout the World Wide Web. Kubota has no control over those sites or the content within them. Kubota cannot guarantee, represent or warrant that the content contained in any of those sites is accurate, legal and/or inoffensive. Kubota does not endorse the content of any third-party site, nor do we warrant that such sites will not contain viruses or otherwise impact your computer or other access device. By using the Sites to search for or link to another site, you agree and understand that you may not make any claim against Kubota for any damages or losses whatsoever resulting from your use of the Site to obtain search results or to link to another site. Our inclusion of hyperlinks to such websites does not imply any endorsement of the material on such websites or any association with their operators. If you have a problem with a link from this Site, please notify us at KubotaPrivacy@kubota.com and we will investigate your claim promptly and take any actions we deem appropriate in our sole discretion.

Commercial Users

For the avoidance of doubt, the Sites may not be used by our visitors for any commercial purposes other than to inquire about the products or services of Kubota. You must obtain our express prior written consent to make commercial offers of any kind on the Sites, whether by advertising, solicitations, links or any other form of communication. Without limiting the foregoing, you may not resell or link to other sites for the purpose of selling Kubota products or Services of any kind without our express written permission. We will investigate and take appropriate legal action against anyone who violates this provision, including, without limitation, removing the offending communication from the Site and barring such violators from use of such Site. We reserve the right to block access to or cancel any order for any user known or reasonably believed to be in violation of this provision.

Violation of the Terms

You understand and agree that in Kubota's sole discretion, and without prior notice, we may terminate your access to the Sites, cancel any transactions or exercise any other remedy available and remove any unauthorized Content if we believe that the Content you provided has violated or is inconsistent with these Terms or violated the rights of Kubota, another user, or the law, or constitutes a breach of the Customer Agreement. You agree that monetary damages may not provide a sufficient remedy to Kubota for violations of these Terms and you consent to injunctive or other equitable relief for such violations. Kubota may release user information about you if required by law or subpoena, or if release of the information is necessary or appropriate to address an unlawful or harmful activity. Kubota is not required to provide any refund to you if you are terminated as a User because you have violated these Terms.

Kubota is not responsible for the products, services, actions or failures to act of any third party referenced on any Site except as may be set forth in the Customer Agreement. Without limiting the foregoing, you may report the misconduct of users and/or third-party advertisers, service and/or product providers referenced on or included in any Site to us at KubotaPrivacy@kubota.com. We may investigate the claim and take appropriate action, in our sole discretion.

Indemnification

You agree to defend, indemnify, save and hold harmless Kubota and its and their respective licensees, directors, members, shareholders, officers, employees and agents from and against all liabilities, claims, damages and expenses, including reasonable attorneys' fees as incurred, arising out of your use of this Site, including any violation or alleged violation of these Terms, and any losses or claims arising out of your use of any products or Services you may have obtained on any of our Sites.

Disclaimers

YOU USE THE SITES AND THE PRODUCTS AND SERVICES OFFERED ON THE SITES AT YOUR OWN RISK. ALL INFORMATION AND CONTENT AND ALL PRODUCTS AND SERVICES OFFERED THROUGH THE SITES, INCLUDING CONTENT PROVIDED BY THIRD-PARTY PROVIDERS, ADVERTISERS AND SPONSORS ON ANY SITE, IS PROVIDED "AS IS" WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OR REPRESENTATION OF ANY KIND, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURCHASE, FREEDOM FROM VIRUSES OR HARMFUL CODE, TITLE OR NON-INFRINGEMENT. ALL INFORMATION, CONTENT, PRODUCTS AND SERVICES OFFERED THROUGH ANY HYPERLINKED SITE IS PROVIDED "AS IS" WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OR REPRESENTATION OF ANY KIND, AND IS USED AT YOUR OWN RISK. CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES. IF THESE LAWS APPLY TO YOU, THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE OTHER RIGHTS WHICH VARY FROM STATE TO STATE.

IN NO EVENT WILL KUBOTA OR ITS DIRECTORS, MEMBERS, SHAREHOLDERS, OFFICERS, EMPLOYEES AND AGENTS BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SITES OR ANY OF THE PRODUCTS OR SERVICES OFFERED THROUGH THE SITES, OR ANY OTHER HYPERLINKED SITE, INCLUDING, WITHOUT LIMITATION, ANY LOST REVENUES, LOST PROFITS, LOSS OF PROSPECTIVE ECONOMIC ADVANTAGE, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA ON YOUR SYSTEM OR OTHERWISE ARISING OUT OF THE USE OR MISUSE OF OR INABILITY TO USE ANY SITE OR THE INFORMATION, CONTENT, DOCUMENTS OR SOFTWARE THEREOF, EVEN IF KUBOTA OR ITS SUPPLIERS ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR FOR ANY CLAIM BY A THIRD PARTY. YOUR SOLE AND EXCLUSIVE REMEDY AGAINST KUBOTA OR ITS DIRECTORS, MEMBERS, SHAREHOLDERS, OFFICERS, EMPLOYEES AND AGENTS IS TO DISCONTINUE USE OF THE SITES AND ANY HYPERLINKED SITES AND TO DISCONTINUE THE USE OF PRODUCTS AND SERVICES OFFERED ON THE SITES AND ANY HYPERLINKED SITES. CERTAIN STATE LAWS DO NOT ALLOW EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE OTHER RIGHTS, WHICH VARY FROM STATE TO STATE.

Without limiting the above disclaimers, Kubota and its directors, members, shareholders, officers, employees and agents: (1) make no warranties or representations whatsoever concerning this Site or any other Internet site, the access to, or the availability or use of, this Site or any other Internet site, the information and content from whatever source posted on or referred to in this Site or any other Internet site or the accuracy, completeness or timeliness of such information or content; (2) do not warrant or represent that your access to, or use of, this Site or any other Internet site will be uninterrupted or free of errors or omissions, that defects will be corrected, or that this Site or any other Internet site is, or the information or content from whatever source available for use or downloading are, free of computer viruses, worms, Trojan horses or other harmful components; (3) do not represent or warrant that any Services or products listed on, or accessed through, this Site will be available for purchase or not withdrawn at any time and make no representation or warranty of any kind whatsoever concerning such products or Services; and (4) do not represent or warrant the accuracy, functionality or specifications or any other aspect of items from whatever source posted or accessed through this Site.

This Site may use hyperlinks as a convenience to you so that certain reference material, Kubota-related subjects and other pertinent material are easily accessible. Linked and referenced sites may not be operated, controlled or maintained by Kubota. Hyperlinks and references to other sites, including any Kubota entity, do not constitute sponsorship, endorsement or approval by Kubota of the information, content, policies or practices of such linked or referenced sites. Kubota does not accept any responsibilities for any information or content, availability, policies, practices or any use of such sites. You access, browse and use such sites at your own risk.

The above limitations of liability reflect the allocation of risk between the parties, and will survive and apply even if any limited remedy specified in these Terms is found to have failed of its essential purpose. The limitations of liability provided in these Terms inure to the benefit of Kubota and its suppliers and their respective directors, members, shareholders, officers, employees and agents.

If, notwithstanding the limitations of liability above, Kubota or its suppliers are found liable for any loss or damage which arises out of or in any way connected with any products or Services or operation of this Site, then such liability will in no event exceed, in the aggregate, the lesser of (a) the service fees you paid to Kubota or its suppliers in connection with such transaction(s) on this Site, or (b) One-Hundred Dollars (US$100.00).

Kubota has no obligation to update any information or content on any Site. Accordingly, Kubota and its suppliers assume no responsibility regarding the accuracy of the information or content provided on any Site. Any use of the information or content provided on this Site is done at your own risk.

This Site and any information contained on this Site do not constitute an offer to sell, or the solicitation of an offer to buy, any securities and must not be relied upon in connection with any investment decision. Any such information is qualified in its entirety by the more complete information, including risks of investment, provided by Kubota, in its sole discretion, to certain qualified investors who meet certain investor criteria. There is no assurance that we will achieve any of our investment objectives, and investment results may vary substantially over time.

Privacy Policy

These Terms include the terms and conditions of Kubota's Privacy Policy. Accordingly, by using this Site, you affirmatively acknowledge that you have read, understood and agreed to be legally bound by the terms and conditions of Kubota's Privacy Policy.

No Recommendations or Advice Provided

Although information and content may be available through the Sites, you should not construe such information and content as expressing the opinions of or endorsement by Kubota. You alone bear the responsibility of evaluating any information or content available on the Sites. In exchange for using such information or content, you hereby agree to release Kubota from any claim and to not hold Kubota liable for any possible claim for damages arising from any decision you may make based on information or content available on the Sites.

About Insurance Products; Compensation Disclosure

Kubota may inform you of certain insurance products. This information is not a complete description of all terms, conditions and exclusions applicable. Actual insurance coverage is subject to the language of the insurance policy, which is underwritten and issued by Ohio Indemnity Company. The insurance policy is offered and valid only to residents located in the fifty states of the United States of America. The insurance policy is not available for U.S. districts and territories, Canada or Mexico. Certain restrictions may apply. Please consult the insurance policy or the provider of insurance products for complete details. These Terms do not supplement or replace any insurance policy, nor may these Terms be used to interpret any insurance policy.

We may act on behalf of a provider of insurance products and receive compensation from the provider when the insurance products are not offered or sold by us or on our behalf. Kubota's compensation and agreements with providers of insurance products may influence what products and providers we tell you about. If you have questions about our compensation generally, or as to your specific insurance placement, please contact us at KubotaPrivacy@kubota.com

Digital Millennium Copyright Act ("DMCA")

Kubota respects the intellectual property of others, and we ask our users and visitors to do the same. In accordance with the DMCA and other applicable law, Kubota has adopted a policy of terminating, in appropriate circumstances and in Kubota's sole discretion, subscribers or account holders who are deemed to be repeat infringers. Kubota may also in its sole discretion limit access to the Sites and/or terminate the accounts of any users who infringe any intellectual property rights of others, whether or not there is any repeat infringement. If you believe that an account holder or subscriber is a repeat infringer, please provide information sufficient for us to verify that the account holder or subscriber is a repeat infringer when filing your notice.

Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement should be sent to the Sites' designated agent (see below). ALL INQUIRIES NOT RELEVANT TO OR NOT COMPLYING WITH THE FOLLOWING PROCEDURE WILL RECEIVE NO RESPONSE. Kubota will process and investigate notices (each, a "Notice") of alleged infringement and will take appropriate actions under the DMCA and other applicable intellectual property laws. Upon receipt of Notices complying with the DMCA, Kubota will act to remove or disable access to any material found to be infringing or found to be the subject of infringing activity and will act to remove or disable access to any reference or link to material or activity that is found to be infringing.

If you believe that your work has been copied in a way that constitutes copyright infringement, please provide Kubota the following information in your Notice (to be effective, the notification must include ALL of the following):

• a physical or electronic signature of the person authorized to act on behalf of the owner of an exclusive copyright that is allegedly infringed;
• a description of the copyrighted work that you claim has been infringed;
• a description of where the material that you claim is infringing is located on the Site(s);
• your address, telephone number and e-mail address, and all other information reasonably sufficient to permit Kubota to contact you;
• a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent or the law; and
• a statement by you, made under penalty of perjury, that the above information in your Notice is accurate and that you are the copyright owner or authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

Notices of claimed copyright infringement should be directed to Kubota's designated agent:

By mail:

THE PRECEDING INFORMATION IS PROVIDED EXCLUSIVELY FOR NOTIFYING KUBOTA THAT YOUR COPYRIGHTED MATERIAL MAY HAVE BEEN INFRINGED. ALL OTHER INQUIRIES, SUCH AS PRODUCT OR SERVICE-RELATED QUESTIONS AND REQUESTS, OR QUESTIONS ON PRIVACY, WILL NOT RECEIVE A RESPONSE THROUGH THIS PROCESS.

Notice for California Residents

Under California Civil Code Section 1789.3, California users are entitled to the following consumer rights notice: If you have a question or complaint regarding the Site, please contact us in writing at:

California residents may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by mail at:

Miscellaneous

Kubota makes no representation that any content contained in the Sites is appropriate or available for use in locations outside the United States. Accessing the Sites in locations where the use of such content is illegal is prohibited. By accessing the Sites you agree that the statutes and laws of the State of California, notwithstanding any principles of conflicts of law, will apply to all matters relating to use of the Sites and that if you use the Sites from any other location you are responsible for compliance with applicable local laws. Any claim relating to the Sites shall be litigated in the state and federal courts having jurisdiction in the State of California, and you hereby consent to the jurisdiction and venue of those courts. If any part of these Terms is deemed unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. Regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Sites or these Terms must be filed within one (1) year after such claim or cause of action arose or be forever barred. The section titles herein are for convenience only and have no legal or contractual effect.

By using the Sites, you further agree that you will not use the Sites or any materials available thereon for any unlawful activity, or use them in any way that would violate any of these Terms.

When applicable, you further agree, as a condition of using the Sites, to ensure that all of your principals, agents, employees and independent contractors adhere to these Terms.

© 2016 Kubota Tractor Acceptance Corporation. All rights reserved.